LEGALITY Telephone, fax and email check are legal methods of receiving payment for goods and services as provided in: Uniform Commercial Code, Title 1,Section 1-201(39) and title 3, Sections 3-104, 3-401, and 3-403. Code of Federal Regulations, Title 12 Chapter II, Part 210 and regulation J. Federal Reserve Bank, Part 2, Sections 4a-201 to 4a-212.